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Need help with your choices? Contact your local State Health Insurance Assistance Program (SHIP) to get free personalized health insurance counseling. SHIPs aren’t connected to any insurance company or health plan.
Choose the year you need coverage and enter your ZIP code: A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. Find Medicare health and drug plans in your area and compare costs. To get started enter a ZIP code or log in.
Get help with costs. There are programs run by the states that can help lower your Medicare costs. Find out if you’re eligible for these programs, how to apply, and other ways to save on your Medicare coverage.
Live chat with us, and find local organizations that can help answer your Medicare questions. You can also: Call us at 1-800-MEDICARE (1-800-633-4227). Help from Medicare is available 24 hours a day, 7 days a week, except some federal holidays. TTY users can call 1-877-486-2048.
Choose a plan. Review coverage. Understand costs. Apply for Extra Help. File a complaint or an appeal. Make informed Medicare decisions. You can talk or live chat with a real person, 24 hours a day, 7 days a week (except some federal holidays.)
Compare Medicare drug plans to find a plan with lower drug costs. Check if the company that makes your drug offers help paying for it. Find out if your state offers help with drug costs. Ask your doctor if you can take a generic drug, or a cheaper brand-name drug (if one’s available).
Consider doctor and hospital choice, cost, coverage, and foreign travel when deciding between Original Medicare and Medicare Advantage.
The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.
Medicaid is a joint federal and state program that helps cover medical costs for some people with limited income and resources. Medicaid offers benefits not normally covered by Medicare, like nursing home care and personal care services. The rules around who’s eligible for Medicaid are different in each state.
Medicare health plans are another way to get your Part A (Hospital Insurance) and Part B (Medical Insurance) benefits instead of Original Medicare . There are several types of plans to choose from, including Medicare Advantage Plans (Part C).