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2. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   4. Unsolicited loan offers. Another good way to spot a scam is if it comes as an unsolicited offer, usually over email, text message or social media. A telephone offer is an immediate red flag. It ...

3. Credit rating agencies and the subprime crisis - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agencies_and...

   e. Credit rating agencies and the subprime crisis is the impact of credit rating agencies (CRAs) in the American subprime mortgage crisis of 2007–2008 that led to the financial crisis of 2007–2008. Credit rating agencies, firms which rate debt instruments / securities according to the debtor's ability to pay lenders back, played a ...

4. S&P Global Ratings - Wikipedia

   en.wikipedia.org/wiki/S&P_Global_Ratings

   S&P Global Ratings (previously Standard & Poor's and informally known as S&P) is an American credit rating agency (CRA) and a division of S&P Global that publishes financial research and analysis on stocks, bonds, and commodities. S&P is considered the largest of the Big Three credit-rating agencies, which also include Moody's Ratings and Fitch ...

5. Credit rating agency - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agency

   A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, [1] and in some cases ...

6. Better Business Bureau (BBB) complaints and accreditation ...

   www.aol.com/lifestyle/better-business-bureau-bbb...

   These review ratings are out of five stars, and they're separate from BBB letter grades and accreditation. That means you could find a company with three out of five stars among reviews, but an A+ ...

7. Standardized approach (credit risk) - Wikipedia

   en.wikipedia.org/wiki/Standardized_approach...

   t. e. The term standardized approach (or standardised approach) refers to a set of credit risk measurement techniques proposed under Basel II, which sets capital adequacy rules for banking institutions. Under this approach the banks are required to use ratings from external credit rating agencies to quantify required capital for credit risk.