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  2. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    The USDA Home Loan Program does allow for considerations for expenses like Child Care. [8] To be eligible, one must be purchasing a property in a rural area, as defined by the USDA. The home or property that the potential buyer is looking to purchase must be owner-occupied; investment properties are not eligible for USDA loans.

  3. Owner-occupancy - Wikipedia

    en.wikipedia.org/wiki/Owner-occupancy

    t. e. Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. [1] The home can be a house, such as a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also ...

  4. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify. Later that same year, the program was expanded to include those ...

  5. Homeowner data and statistics 2024 - AOL

    www.aol.com/finance/homeowner-data-statistics...

    Key homeowner data 2024. The homeownership rate in the U.S. as of the second quarter of 2024 is 65.6%. The number of U. S. households increased by just 10.1 million from 2010 to 2020, fewer than ...

  6. California extends relief for homeowners who missed mortgage ...

    www.aol.com/news/california-extends-relief...

    Various restrictions apply, but the main ones are that aid is available only for owner-occupied homes and that an applicant's total household income must be no more than 150% of the area median ...

  7. Detroit's owner-occupied housing rates rebound in 2023, new ...

    www.aol.com/detroits-owner-occupied-housing...

    More: 'Detroit is a vibrant and growing city again'; population grows for first time since 1957. In Michigan, the owner-occupied housing rate grew slightly from 73.2% in 2022 to 73.7% in 2023, the ...

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