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In 1933, the federally created Home Owners' Loan Corporation (HOLC) created maps that coded areas as credit-worthy based on the race of their occupants and the age of the housing stock. These maps, adopted by the Federal Housing Administration (FHA) in 1944, established and sanctioned "redlining". Residents in predominately minority ...
The HOLC created a housing appraisal system of color-coded maps that categorized the riskiness of lending to households in different neighborhoods. While the maps relied on various housing and economic measures, they also used demographic information (such as the racial, ethnic, and immigrant composition of neighborhoods) to categorize ...
Redlining has been most prominent in the United States, and has mostly been directed against African Americans, as well as Mexican Americans in the Southwestern United States. [3] The most common examples involve denial of credit and insurance, denial of healthcare, and the development of food deserts in minority neighborhoods. [4] [5]
Roanoke, Virginia HOLC redlining map. With the passing of National Housing Act of 1934, the United States government began to make low-interest mortgages available to families through the Federal Housing Administration (FHA). Black families were explicitly denied these loans. While technically legally allowed these loans, in practice they were ...
Segregation is a common tale in American cities — most practiced discrimination in housing loans and urban renewal — but at the same time, every town has its own unique narratives.
Ta-Nehisi Coates "The Case for Reparations" is an article written by Ta-Nehisi Coates and published in The Atlantic in 2014. The article focuses on redlining and housing discrimination through the eyes of people who have experienced it and the devastating effects it has had on the African-American community.
The Citizens Committee of New Orleans fought the case all the way to the United States Supreme Court. They lost in Plessy v. Ferguson (1896), in which the Court ruled that "separate but equal" facilities were constitutional. The finding contributed to 58 more years of legalized discrimination against black and colored people in the United ...
We looked at The Democrat and Chronicle’s coverage over time to see how the coverage of the Inner Loop has evolved.