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Federal student loan interest rates are fixed for the life of the loan; however, the rates for new loans will change annually, based on the current market. The interest rates for the 2013–2014 academic year are as follows: 3.86% for undergraduate Stafford Loans (both subsidized and unsubsidized) 5.41% for graduate Stafford Loans [6]
FFEL loans included FFEL Stafford Loans, FFEL PLUS Loans, and FFEL Consolidation Loans. The FFEL Program ended on July 1, 2010 under provisions of the Health Care and Education Reconciliation Act of 2010. All new Stafford, PLUS, and consolidation loans are now administered through the Direct Loan Program. Campus-Based Aid includes types of aid ...
Federal loans are initially designated as standard repayment. [99] Standard repayment borrowers have 10 years to repay. The loan servicer calculates the monthly payment amount that will pay off the original loan amount plus all accrued interest after 120 equal payments. Payments cover interest and part of the principal.
The rate on subsidized Stafford loans -- the ... Whether you're taking out a federal student loan or entering repayment, get up to speed on these five changes to the federal loan program. 1. Loans ...
If your original loan amount was $12,000 or less, your debt will be forgiven after you’ve made 120 payments, which is the same as saying after 10 years of on-time repayment. ... Federal Stafford ...
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