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PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.
A PIN pad or PIN entry device is an electronic device used in a debit, credit or smart card-based transaction to accept and encrypt the cardholder's personal identification number (PIN). PIN pads are normally used with payment terminals , automated teller machines or integrated point of sale devices in which an electronic cash register is ...
Electronic cash PIN-Pad. Currently there are two valid acceptance marks for electronic cash: the electronic cash PIN-Pad and girocard pictograms.The Technical attachment to the eligibility requirements for participation in the electronic cash system of the German credit services sector (retailing requirements) [4] includes the retailer's obligation to accept both of these acceptance marks at ...
These POS terminals will often also identify the cashier on the receipt, and carry additional information or offers. [citation needed] Currently, many cash registers are individual computers. They may be running traditionally in-house software or general purpose software such as DOS. Many of the newer ones have touch screens.
A card-based transaction typically travels from a transaction-acquiring device, such as a point-of-sale terminal (POS) or an automated teller machine (ATM), through a series of networks, to a card issuing system for authorization against the card holder's account. The transaction data contains information derived from the card (e.g., the card ...
The terminal uses a CVM list read from the card to determine the type of verification to perform. The CVM list establishes a priority of CVMs to use relative to the capabilities of the terminal. Different terminals support different CVMs. ATMs generally support online PIN. POS terminals vary in their CVM support depending on type and country.
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