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2. Credit freeze - Wikipedia

   en.wikipedia.org/wiki/Credit_freeze

   The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [ 18 ]

3. Does Freezing Your Credit Affect Your Credit Score? - AOL

   www.aol.com/does-freezing-credit-affect-credit...

   You can freeze or lift the freeze on your credit report for free by contacting each of the three major credit reporting agencies, Equifax, Experian and TransUnion, and you can submit your request ...

4. How To Freeze Your Credit If Your Information Was Leaked - AOL

   www.aol.com/freeze-credit-information-leaked...

   The best way to go about freezing your credit is creating an account with the three big credit bureaus: Experian, Equifax and TransUnion. These agencies are also recommended by the U.S. government .

5. What does it mean to freeze your credit? - AOL

   www.aol.com/social-security-number-may-exposed...

   The easiest way to freeze your credit is online through each credit bureau's website. While freezing your credit is an easy process, it takes some time -- especially the first time you do it. That ...

6. Here's how to freeze your credit after Social Security ... - AOL

   www.aol.com/finance/heres-freeze-credit-social...

   Freezing your credit is one of the best ways to combat identity theft — and it's free to do. Security experts are advising all Americans to take a few minutes to complete what they deem an ...

7. List of common misconceptions about science, technology, and ...

   en.wikipedia.org/wiki/List_of_common...

   Income is not a direct factor in determining credit score in the United States. Rather, credit score is affected by the amount of unused available credit, which is in turn affected by income. [212] Income is also considered when evaluating creditworthiness more generally. The US public vastly overestimates the amount spent on foreign aid. [213]