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  2. The debt relief trick I learned when I stopped paying my ...

    www.aol.com/finance/debt-relief-trick-learned...

    Debt collection agencies really go after you. ... They should send you a validation letter first. If they don’t, and you’re bombarded with threatening calls or emails, you might be dealing ...

  3. Do I have to pay off credit card debt that’s been sold to a ...

    www.aol.com/finance/pay-off-credit-card-debt...

    These companies can also be called debt collection agencies, debt collection companies or debt buyers, per the CFPB. ... That debt validation letter must include the amount of the debt, the ...

  4. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

  5. Zombie debt: What it is and how it works - AOL

    www.aol.com/finance/zombie-debt-works-212020398.html

    Request a debt validation letter If you’re unsure whether the debt belongs to you, ask the creditor for a validation notice verifying how much the debt is worth, who the original creditor was ...

  6. Fair debt collection - Wikipedia

    en.wikipedia.org/wiki/Fair_debt_collection

    U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

  7. What Is a Debt Validation Letter? Here’s What You ... - AOL

    www.aol.com/debt-validation-letter-receive-one...

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