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  2. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    Life insurance companies calculate rates based on the mortality risk of each policyholder, so taking steps to live a healthier, safer lifestyle could help you qualify for cheaper life insurance.

  3. Who needs a million-dollar life insurance policy?

    www.aol.com/finance/needs-million-dollar-life...

    I got 30-year-term life insurance for $1M for her and $1.5M for me. We pay $70 and $100 per month respectively.” These prices are specific to those individuals.

  4. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

  5. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Term life insurance. Medical exam? It depends. Health questionnaire? Yes. Term life insurance provides coverage for a specified period, such as 10, 20 or 30 years. If the policyholder passes away ...

  6. Community rating - Wikipedia

    en.wikipedia.org/wiki/Community_rating

    Community rating, as a basis for premium calculation, is fundamentally different from the usual method of determining insurance premiums, i.e. risk rating. In a risk rated insurance market, an insurer calculates the premium payable by a potential policy holder in order to enter into an insurance contract on the basis of various factors particular to that individual, such as the risk of a claim ...

  7. AIA Philippines - Wikipedia

    en.wikipedia.org/wiki/AIA_Philippines

    The AIA Philippines Life and General Insurance Company Inc., (commonly known as AIA Philippines and formerly known as the Philippine American Life and General Insurance Company or Philam Life), is an insurance company based in the Philippines. As of 2020, it is one of the larger life insurance companies in the country by assets and net worth ...

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