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The policy owner (typically a parent) controls access to funds and their use. Children can be given ownership and control of the policy or it can remain in a trust after reaching adulthood. In either case, it provides coverage to meet the future insurance needs of the child, and a source of cash for the child's family. [7]
Under UK law only local authority social workers, health and social service board social workers (Northern Ireland) and police have a duty to report suspicions that a child is in need of care and protection. Local child protection guidelines and professional codes of conduct may expect other professionals, such as teachers and medical staff, to ...
In 1974, the United States Congress passed the Child Abuse Prevention and Treatment Act (CAPTA), which provides funds to states for development of Child Protective Services (CPS) and hotlines to prevent serious injuries to children. These laws and the media and advocacy coverage and research brought about a gradual change in societal ...
The PROTECT Act of 2003 (Pub. L. 108–21 (text), 117 Stat. 650, S. 151, enacted April 30, 2003) is a United States law with the stated intent of preventing child abuse as well as investigating and prosecuting violent crimes against children.
In 2019, CAPTA was amended by the Victims of Child Abuse Act Reauthorization Act of 2018 (P.L. 115-424, 1/7/2019) to provide immunity from civil and criminal liability for people who make good-faith child abuse or neglect reports. In 2023, CAPTA was amended by P.L. 117–348. [15]
The specific uses of the terms "insurance" and "assurance" are sometimes confused. In general, in jurisdictions where both terms are used, "insurance" refers to providing coverage for an event that might happen (fire, theft, flood, etc.), while "assurance" is the provision of coverage for an event that is certain to happen. In the United States ...
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