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2. Bank statement loan: What is it and who should get one? - AOL

   www.aol.com/finance/bank-statement-loan-one...

   You can get approved for a conventional loan with a down payment as low as 3 percent, and a minimum credit score of 620. ... DSCR loans: If you’re a real estate investor, you might qualify for a ...

3. Debt-service coverage ratio: What is it and how do you ... - AOL

   www.aol.com/finance/debt-coverage-ratio...

   What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

4. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

5. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   For conventional loans, the minimum mortgage down payment is 3 percent. FHA loans require a down payment of 3.5 percent with a credit score of 580 or higher. For scores between 500 and 579, the ...

6. Debt service ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_ratio

   A country's international finances are healthier when this ratio is low. For most countries the ratio is between 0 and 20%. In contrast to the debt service coverage ratio, which is calculated as income divided by debt, this ratio is inverse and calculated as debt service divided by country's income from international trade, i.e., exports.

7. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt consolidation loans can offer lower fixed interest rates, a fixed monthly payment plan and a set repayment schedule. You’ll only have to make one debt payment per month rather than several.