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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

  3. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

  4. How Long Does It Take for a Check To Clear? - AOL

    www.aol.com/long-does-check-clear-233335089.html

    The amount of time for a payment to post to your account varies by financial institution. This guide answers "how long does it take for a bill payment to go through online" plus time frames for ...

  5. Here’s How Long It Takes for a Check To Clear at Your Bank

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  6. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.

  7. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub. L. 108–100 (text), that was enacted on October 28, 2003 by the 108th U.S. Congress. The Check 21 Act took effect one year later on October 28, 2004.

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