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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

  3. Here’s How Long It Takes for a Check To Clear at Your Bank

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  4. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

  5. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.

  6. How Long Does It Take for a Check To Clear? - AOL

    www.aol.com/long-does-check-clear-233335089.html

    Up to five business days for most checks. Up to six business days for checks deposited into an out-of-network ATM ... Final Take. Be aware that some banks and credit unions may charge a fee to ...

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    The age of their credit file is determined by the oldest account's "date opened", which sets the age of the credit file. The average age is set by averaging the age of every account on the credit report, whether open or closed. Account Diversity (10% contribution on the FICO scale): A cardholder's credit score will benefit by having a diverse ...

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