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California and New Jersey have enacted "Personal Responsibility Acts" which put further pressure on all drivers to carry liability insurance by preventing uninsured drivers from recovering non economic damages (e.g. compensation for "pain and suffering") if they are injured in any way while operating a motor vehicle.
[1] [2] [3] The FAIR Plan was established in August 1968 by a statutory amendment to the California Insurance Code (specifically, section 10091 et seq. [4] [5]), and is regulated by the office of the California Insurance Commissioner. The plans are typically more expensive and provide less coverage than commercial plans. [6]
The Department of Financial Protection and Innovation has a long history, dating back to the formation of California's first banking department. It became the DFPI in 2020 with the passage of the California Consumer Financial Protection Law (CCFPL). [2] Formation of State Banking Department (1909) and State Corporations Department (1913)
Affirmative Insurance Holdings, Inc. is an American company that provides individual consumers non-standard personal automobile insurance policies and other related products through its subsidiaries, independent agents and unaffiliated underwriting agencies in the United States.
[A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...
On April 6, 1970, four California Highway Patrol officers were killed in a 4 1 ⁄ 2 ‑minute shootout in the Newhall region of Southern California. The incident is a landmark in CHP history because of both its emotional impact and the procedural and doctrinal reforms implemented by the CHP in the incident's aftermath.
The American flag stands against the backdrop of a smoggy Los Angeles in 1972. The California Smog Check Program is an attempt to reduce smog in California. The California Smog Check Program requires vehicles that were manufactured in 1976 or later to participate in the biennial (every two years) smog check program in participating counties. [1]
Seguros Azteca is a Mexican life insurance company owned by Grupo Salinas since 2003. The chief executive officer (CEO) is Alfredo Honsberg.. In October 2003, Grupo Elektra (a unit of Grupo Salinas) was authorized by the Secretaría de Hacienda y Crédito Público to acquire a private insurance company in Mexico that was re-branded Seguros Azteca".
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