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2. What are construction loans, and how do they work? - AOL

   www.aol.com/finance/construction-loans-154657152...

   Currently, the top five construction loan lenders, in terms of number of loans, are (in order): Wells Fargo, JP Morgan Chase, Bank of America, U.S. Bank and Bank OZK, reports S&P. Construction ...

3. What is a construction-to-permanent loan? - AOL

   www.aol.com/finance/construction-permanent-loan...

   FHA construction loans: For as little as 3.5 percent down, you can get a construction loan insured by the Federal Housing Administration (FHA). These come in the form of a construction-to ...

4. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Hard money loan interest rates might be in the double-digits — far higher than the rates for 30-year fixed-rate mortgages. The rates and fees are typically determined by how much financing you ...

5. Hard money loan - Wikipedia

   en.wikipedia.org/wiki/Hard_money_loan

   The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

6. PACE financing - Wikipedia

   en.wikipedia.org/wiki/PACE_financing

   PACE financing (property assessed clean energy financing) is a means used in the United States of America of financing energy efficiency upgrades, disaster resiliency improvements, water conservation measures, or renewable energy installations in existing or new construction of residential, commercial, and industrial property owners.

7. Unfunded loan commitments - Wikipedia

   en.wikipedia.org/wiki/Unfunded_loan_commitments

   Revolving or Open End: This type of loan (known informally as a Line of credit) allows the borrower to continue to borrow up to the original loan amount. Principal reductions are immediately available for future advances. Banks are required to report unfunded commitments on schedule RC-L of the quarterly Report of Condition and Income (Call ...