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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

  3. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

    www.aol.com/finance/3-major-credit-bureaus...

    Review these eight facts about the three major credit bureaus, then figure out how to improve your credit score so you get the best credit report possible. 1. The 3 Credit Bureaus Work the Same Way

  4. Big Three (credit rating agencies) - Wikipedia

    en.wikipedia.org/wiki/Big_Three_(credit_rating...

    In the wake of the financial crisis, the Financial Crisis Inquiry Report [6] called out the "failures" of the Big Three rating agencies as "essential cogs in the wheel of financial destruction". According to the Financial Crisis Inquiry Commission, [7] The three credit rating agencies were key enablers of the financial meltdown.

  5. What do the 3 credit bureaus do? - AOL

    www.aol.com/finance/3-credit-bureaus-213955962.html

    The three main credit bureaus are regulated by the Fair Credit Reporting Act, which limits how they collect and share your financial data. Credit scores are complex, and many people don’t ...

  6. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  7. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    [3] Credit rating is a highly concentrated industry, with the "Big Three" credit rating agencies controlling approximately 95% of the ratings business. [3] Moody's Investors Service and Standard & Poor's (S&P) together control 80% of the global market, and Fitch Ratings controls a further 15%. They are externalized sell-side functions for the ...

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