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A first-time home buyer grant (or first home owners grant) is a grant specifically for/targeted at those buying their first home – perhaps a starter home. Like other grants, the first-time buyer does not hold an obligation to repay the grant. In this respect, it differs from a loan and does not incur debt or interest.
A down payment or first-time homebuyer grant is essentially free money to help you cover your down payment or closing costs. The grants are usually awarded to low- or moderate-income borrowers ...
The survey found that 14 percent of homeowners took advantage of down payment assistance or a first-time buyer grant to help pay for the down payment and closing costs on their first home ...
For first-time homeowners, lenders can often approve a loan with as little as 3 percent down. If you’re looking to buy without depleting your savings, look closely at the down payment ...
Home ownership in Australia decreased to 67% in 2011, the lowest level in over 50 years. Tasmania has the highest home-ownership rate at 70%, and the Northern Territory the lowest at 46%. [5] As of the 2016 Census, home ownership in Australia had decreased to 65%. [11]
Today the Office of Housing is Victoria's largest landlord, and is responsible for around 73,000 properties (23,000+ in regional Victorian towns and rural communities, 7,000+ inner city high-rise flats, 40,000+ houses, units and flats across suburban Melbourne, 1,700+ rooming house rooms and 1,800 moveable units).