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  2. Disability Loans: What Are They and How Do They Work? - AOL

    www.aol.com/finance/disability-loans-164108036.html

    A disability loan is a personal loan you can use for necessary, everyday expenses like groceries, bills or mortgage payments if your disability has rendered you unable to work. These loans are ...

  3. How to buy a house with low income - AOL

    www.aol.com/finance/buy-house-low-income...

    Connect early with a loan officer: Even if you’re not ready to buy a home just yet, get in touch with a few loan officers to learn exactly what you’d need to qualify. The loan officer can help ...

  4. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    The FHA does not make loans. Rather, it insures loans made by private lenders. [21] The first step in obtaining an FHA loan is to contact several lenders and/or mortgage brokers and ask them if they are FHA-Approved by the U.S. Department of Housing and Urban Development to originate FHA loans.

  5. HOME Investment Partnerships Program - Wikipedia

    en.wikipedia.org/wiki/HOME_Investment...

    Home purchase or rehabilitation financing assistance – In this type of activity, the HOME program may provide a down payment for the purchase of a housing unit to a financial institution, thereby reducing the monthly mortgage payment of the loan balance for a low-income family that otherwise could not afford the monthly payment. The down ...

  6. Home equity line of credit - Wikipedia

    en.wikipedia.org/wiki/Home_equity_line_of_credit

    HELOCs are usually offered at attractive interest rates. This is because they are secured against a borrower’s home and thus seen as low-risk financial products. However, because the collateral of a HELOC is the home, failure to repay the loan or meet loan requirements may result in foreclosure. As a result, lenders generally require that the ...

  7. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    It's possible to get approved for a home loan as a self-employed borrower, but you often have to take a few extra steps to prove your creditworthiness. ... “Down payment requirements for a bank ...

  8. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  9. California State Disability Insurance - Wikipedia

    en.wikipedia.org/wiki/California_State...

    The minimum benefit is $50 per week, and the maximum benefit is updated each year. The "base period" for determining benefits is defined as 12 months divided into four consecutive quarters, excluding the quarter immediately prior - i.e., the lookback period is ~17 months pre-disability up to ~5 months pre-disability.