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2. How To Calculate Your Debt-to-Income Ratio - AOL

   www.aol.com/finance/calculate-debt-income-ratio...

   The Department of Housing and Urban Development is the government entity that looks at the average debt-to-income ratio and establishes the requirements for housing loans, including the DTI limits.

3. 3 steps to calculate your debt-to-income ratio - AOL

   www.aol.com/finance/3-steps-calculate-debt...

   If your DTI is a bit lower — between 36 and 49 percent — but is over 43 percent, you may want to consider paying off some of your debt before taking out another loan.

4. What is a debt-to-income ratio for a mortgage? - AOL

   www.aol.com/finance/debt-income-ratio-mortgage...

   Key takeaways. Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ...

5. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

6. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   “A home purchase of $400,000, [with] a down payment of 10%—$40,000—would require an annual income of about $120,000. Loan qualification is based on the combined monthly pre-tax income for ...

7. How to Use (and Calculate) Debt-to-Income Ratio - AOL

   www.aol.com/news/calculate-debt-income-ratio...

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