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  2. Here’s How Long It Takes for a Check To Clear at Your Bank

    www.aol.com/long-takes-check-clear-bank...

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  3. What Time Does Direct Deposit Hit? - AOL

    www.aol.com/best-banks-early-direct-deposit...

    Axos Bank Direct Deposit Time. Axos Bank customers who enroll in Direct Deposit Express can access their paychecks up to two days before the regular pay date. If you don’t have Direct Deposit ...

  4. ‘Beyond frustrating.’ Bank of America, Truist, other big ...

    www.aol.com/news/beyond-frustrating-bank-america...

    Truist and Wells Fargo directed questions to The Clearing House, an operator of networks that clears and settles $2 trillion each day through wire, ACH check image and real-time payments. Bank of ...

  5. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

  6. The Clearing House - Wikipedia

    en.wikipedia.org/wiki/The_Clearing_House

    The Clearing House is a banking association and payments company owned by the largest commercial banks in the United States. The Clearing House is the parent organization of The Clearing House Payments Company L.L.C., which owns and operates core payments system infrastructure in the United States, including ACH, wire payments, check image clearing, and real-time payments [1] through the RTP ...

  7. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub. L. 108–100 (text), that was enacted on October 28, 2003 by the 108th U.S. Congress. The Check 21 Act took effect one year later on October 28, 2004.

  8. US banks hit by deposit delays - AOL

    www.aol.com/bank-america-warns-banking-industry...

    Customers at Bank of America, Chase, US Bank, Truist and Wells Fargo reported issues on Friday morning, according to Downdetector. Some frustrated bank customers complained on social media about ...

  9. Expedited Funds Availability Act - Wikipedia

    en.wikipedia.org/wiki/Expedited_Funds...

    The depository bank has reason to doubt the check is good. (The paying bank indicates the check will not clear, is suspected to be fraudulent, or is either postdated or staledated.) The item being deposited is a legal copy of an item previously returned for NSF (an IRD).