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  2. Stafford Loan - Wikipedia

    en.wikipedia.org/wiki/Stafford_Loan

    Federal student loan interest rates are fixed for the life of the loan; however, the rates for new loans will change annually, based on the current market. The interest rates for the 2013–2014 academic year are as follows: 3.86% for undergraduate Stafford Loans (both subsidized and unsubsidized) 5.41% for graduate Stafford Loans [6]

  3. Federal Student Aid - Wikipedia

    en.wikipedia.org/wiki/Federal_Student_Aid

    FFEL loans included FFEL Stafford Loans, FFEL PLUS Loans, and FFEL Consolidation Loans. The FFEL Program ended on July 1, 2010 under provisions of the Health Care and Education Reconciliation Act of 2010. All new Stafford, PLUS, and consolidation loans are now administered through the Direct Loan Program. Campus-Based Aid includes types of aid ...

  4. Expected family contribution - Wikipedia

    en.wikipedia.org/wiki/Expected_Family_Contribution

    The federal government offers unsubsidized Stafford Loans, which are available to any family regardless of need, as a source of funds to cover the unmet need. In cases in which a student qualifies for merit-based (rather than need-based) financial aid, the student and their family may pay less than the EFC.

  5. What Is President Biden’s SAVE Plan for Student Loan ... - AOL

    www.aol.com/president-biden-save-plan-student...

    If your original loan amount was $12,000 or less, your debt will be forgiven after you’ve made 120 payments, which is the same as saying after 10 years of on-time repayment. ... Federal Stafford ...

  6. What Is a Stafford Loan and How Do You Qualify? - AOL

    www.aol.com/news/stafford-loan-qualify-210404380...

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  7. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    Federal loans are initially designated as standard repayment. [99] Standard repayment borrowers have 10 years to repay. The loan servicer calculates the monthly payment amount that will pay off the original loan amount plus all accrued interest after 120 equal payments. Payments cover interest and part of the principal.