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2. Best Personal Loans With No Origination Fees - AOL

   www.aol.com/finance/best-personal-loans-no...

   Many personal loans have origination fees ranging from 1% to 5% of the total loan amount. Some may even charge as much as 10%, or a flat-rate fee. But a handful of lending companies, banks and ...

3. No doc loan - Wikipedia

   en.wikipedia.org/wiki/No_doc_loan

   For this reason most no doc loans are for business purposes or are for investment in something other than residential property. Private money is the main source of no doc loans, often with interest rates charged at 2% to 6% per month (24% to 72% p.a.). Non-conforming lenders focus on the lower risk no doc loans and offer more competitive ...

4. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Sources. Finance Rate on Personal Loans at Commercial Banks, Federal Reserve Bank of St. Louis.Accessed July 22, 2024. Commercial Bank Interest Rate on Credit Card Plans, All Accounts, Federal ...

5. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Personal loans are a highly flexible product, with rates, terms and types for people with many different credit profiles. Know your credit score before applying.

6. 2008 financial crisis - Wikipedia

   en.wikipedia.org/wiki/2008_financial_crisis

   By 2005, many lenders dropped the required FICO score to 620, making it much easier to qualify for prime loans and making subprime lending a riskier business. Proof of income and assets were de-emphasized. Loans at first required full documentation, then low documentation, then no documentation.

7. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   During the period from 2006 through October 2008 (referred to as 'Prosper 1.0'), Prosper issued 28,936 loans, all of which have since matured. 18,480 of the loans fully paid off and 10,456 loans defaulted, a default rate of 36.1%. $46,671,123 of the $178,560,222 loaned out during this period was written off by investors, a loss rate of 26.1%.