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Fair vs. good credit. Fair credit and good credit are next to each other on the credit score scale, but your financial opportunities get significantly better once you pass the threshold of a 670 ...
This method of scoring defines 661 to 780 as a good credit score and 781 to 850 as an excellent credit score. Scores that fall between the 601 and 660 range are considered fair and 500 to 600 are ...
If your credit score falls within the excellent credit score range, your credit is as good as it gets. ... way you might if you had fair credit or bad ... factors to determine your credit score ...
A 620 credit score is considered a “fair” score. That means it’s higher than a “poor” score yet lower than a “good” one. Your credit score is a three-digit number that summarizes how ...
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844