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2. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

3. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

4. Mortgage life insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_life_insurance

   Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage .

5. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Permanent insurance policies generally include a cash value component, which accrues money over time and can be used to pay premiums or to take out as a loan. Term life insurance doesn’t have ...

6. What does life insurance cover? - AOL

   www.aol.com/finance/does-life-insurance-cover...

   Permanent life insurance policies, like whole life and universal life, have long coverage periods (typically to ages 95 to 121) but may still lapse if your premium isn’t paid or the policy doesn ...

7. Are life insurance loans a bad idea? - AOL

   www.aol.com/finance/life-insurance-loans-bad...

   Loans: When you take a loan from your life insurance policy, you’re borrowing against the cash value. This means the cash value remains intact while the insurer lends you the money, using the ...