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2. What does life insurance cover? - AOL

   www.aol.com/finance/does-life-insurance-cover...

   Permanent life insurance policies, like whole life and universal life, have long coverage periods (typically to ages 95 to 121) but may still lapse if your premium isn’t paid or the policy doesn ...

3. Are life insurance loans a bad idea? - AOL

   www.aol.com/finance/life-insurance-loans-bad...

   Loans: When you take a loan from your life insurance policy, you’re borrowing against the cash value. This means the cash value remains intact while the insurer lends you the money, using the ...

4. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Use term life insurance to cover “big ticket” items like housing, car loans and raising children, which are finite since the loans get paid off and children eventually become independent.

5. Indexed universal life - Wikipedia

   en.wikipedia.org/wiki/Indexed_universal_life

   Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1] Indexed life usually provides a floor of 0%, but offers higher upside interest crediting based on the performance ...

6. Mortgage life insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_life_insurance

   Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage .

7. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest .