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The chama phenomenon is also referred to as "micro-savings groups". "Chama" (also spelled kyama or Kiama in certain ethnic groups such as the Gikuyu) is the Kiswahili word for "group" or "body". The chama phenomenon arose out of the idea of harambee, which means "all together", in the late 1980s and 1990s. [2]
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A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by employers or organizations ...
Gift Card Granny is a gift card website that serves as a listing aggregator for discounted gift cards. [4] [9] It partners with a variety of discount gift card companies and merchants. [3] [10] [11] Users can search for specific gift cards from specific stores and will be presented with discounted prices from Gift Card Granny partners. Users ...
Chama, New Mexico, village in the United States; Chama, Zambia, a small town and district; Chama District, district in Zambia; Chama River (Venezuela), aka Río Chama, a river in Venezuela; Rio Chama (Rio Grande), a tributary of the Rio Grande; Chama (Maya site), an archaeological site in the Alta Verapaz, Guatemala
A red envelope, red packet, lai see (Chinese: 利是; Cantonese Yale: laih sih), hongbao or ang pau (traditional Chinese: 紅包; simplified Chinese: 红包; pinyin: hóngbāo; Pe̍h-ōe-jī: âng-pau) is a gift of money given during holidays or for special occasions such as weddings, graduations, and birthdays. [1]