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  2. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last your entire life (typically up to a ...

  3. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  4. Borrowing against your life insurance policy

    www.aol.com/finance/borrowing-against-life...

    Here’s a breakdown of the most common types of policies that let you borrow against your cash value: Whole life insurance: The slow and steady approach. Premiums gradually build cash value you ...

  5. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    Permanent life insurance is generally more expensive than term coverage, but it offers additional benefits, such as cash value. The cash value component is a portion of your premium that is set ...

  6. 9 questions for your life insurance agent - AOL

    www.aol.com/finance/8-questions-life-insurance...

    Guaranteed cash value in whole life insurance: With whole life insurance, cash value grows at a guaranteed rate set by the insurer. This steady growth can be a reliable asset over time and can be ...

  7. Private placement life insurance - Wikipedia

    en.wikipedia.org/wiki/Private_placement_life...

    Chart of a life insurance. Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state ...

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