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The State of California has in existence an automobile Liability insurance program (LCA) that assists people whose income is below a certain level to purchase insurance at greatly reduced rates. The objective is to give all residents of California the opportunity to be insured by providing affordable options.
Each motor vehicle on a public road is required to have third party insurance (called Seguro de responsabilidad civil). Police forces have the power to seize vehicles that do not have the necessary insurance in place, until the owner of the vehicle pays the fine and signs a new insurance policy.
California and New Jersey have enacted "Personal Responsibility Acts" which put further pressure on all drivers to carry liability insurance by preventing uninsured drivers from recovering non economic damages (e.g. compensation for "pain and suffering") if they are injured in any way while operating a motor vehicle.
The General is a licensed insurance agency that is a subsidiary of Sentry Insurance that focuses on auto insurance.In 2012, the company was acquired by American Family Insurance; The General brand remained as a separate brand. [1]
[A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...
Freeway Insurance was founded in 1987 by Kelly Turton in Orange County, California. [7] Initially, the company’s focus was private passenger automobile insurance, [7] which was then acquired by Westline Corp., [7] which was then acquired by Confie, [8] one of the largest privately held insurance brokers in the United States [9] and a portfolio company of private equity firm ABRY Partners, in ...
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