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2. 6 Credit Cards That You Can Use Instantly After Approval - AOL

   www.aol.com/finance/6-credit-cards-instantly...

   American Express® Gold Card. Like the other American Express card options on this list, the American Express® Gold card offers the chance to start spending immediately after approval. The ...

3. The Best Instant Approval Credit Cards of 2025 - AOL

   www.aol.com/finance/5-best-instant-approval...

   Are Seeking a Good Credit Card with Added Convenience: Many people apply for mainstream credit cards that happen to offer instant approval, appreciating the convenience of a quick decision even if ...

4. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Learn everything you need to do to apply for a credit card and increase your chances of approval. ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you ...

5. American Express - Wikipedia

   en.wikipedia.org/wiki/American_Express

   Share of the American Express Company, 1865. In 1850, American Express was started as a freight forwarding company in Buffalo, New York. [17] It was founded as a joint-stock corporation by the merger of the cash-in-transit companies owned by Henry Wells (Wells & Company), William G. Fargo (Livingston, Fargo & Company), and John Warren Butterfield (Wells, Butterfield & Company, the successor ...

6. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

7. Centurion Card - Wikipedia

   en.wikipedia.org/wiki/Centurion_Card

   The front of an American Express Centurion card. The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. [1] [2] It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card. [3] [4] The firm does not disclose the exact requirements ...

8. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Target your credit applications to one or two cards. 3. Pre-Screen Offers and Learn the Terms. ... You might get a better idea of whether you will be approved for a credit card or not by doing ...

9. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.