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2. USDA loans: What are they and am I eligible? - AOL

   www.aol.com/finance/usda-loans-am-eligible...

   Direct loans have a fixed interest rate, which can be reduced to 1 percent if you qualify for payment assistance. The loan terms range up to 33 years, or 38 years for very low income borrowers ...

3. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   Mortgage Insurance: USDA Loans require 1.0% of the loan amount in up front funding fee, and a monthly mortgage insurance premium based on up to 0.5% of the balance annually. The annual premium is divided by 12 to arrive at the premium charge per month. Effective 10/1/19, the annual fee is 0.35%. [5]

4. Farm operating loans - Wikipedia

   en.wikipedia.org/wiki/Farm_operating_loans

   The interest rate on direct loans is determined by the Farm Service Agency and does not exceed the federal cost of borrowing plus 1 percentage point. However, loans to limited resource borrowers can be made at significantly below market rates. The interest rate on guaranteed loans is negotiated between the borrower and the lender. [2]

5. Section 502 loans - Wikipedia

   en.wikipedia.org/wiki/Section_502_loans

   Loans are made directly by RHS (7 CFR 3550) or by private lenders with a USDA guarantee (7 CFR 3555). Borrowers with income of 80% or less of the area median may be eligible for 33- year direct loans and may receive payment assistance to bring the interest rate to as low as 1%.

6. A Guide to USDA Home Loans - AOL

   www.aol.com/news/guide-usda-home-loans-140005927...

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7. USDA now accepting applications for farm loans online - AOL

   www.aol.com/usda-now-accepting-applications-farm...

   Dec. 21—The U.S. Department of Agriculture (USDA) has launched an online application for Direct Loan customers. More than 26,000 customers who submit a Direct Loan application each year can now ...