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In 1988, First American began to operate internationally with the opening of title insurance offices in Canada. International operations continued to expand from there onwards, and First American was the first title insurance provider in Mexico, Korea and Hong Kong, having the leading market share in Australia and England.
In the United States, most home buyers borrow money in the form of a mortgage loan, and the mortgage lender often requires that the buyer purchase homeowner's insurance as a condition of the loan, in order to protect the bank if the home is destroyed. Anyone with an insurable interest in the property should be listed on the policy.
Mortgage insurance. First-time buyers may find that they need to pay for mortgage insurance, which covers the risk associated with financing their loan, if they put down less than 20 percent on ...
Fannie Mae’s HomePath ReadyBuyer program is geared toward first-time buyers interested in a foreclosed home. After taking a required online homebuyer education course, you can receive up to 3 ...
FHA mortgage insurance premium (MIP) can be removed in two cases: first, if the initial loan-to-value ratio was less than or equal to 90%, second, if the FHA loan is refinanced. [31] In the first case, FHA MIP is automatically removed after 11 years on mortgages where the borrower made an initial down payment of equal to or greater than 10% of ...
For young Americans, the dream of buying a first home is often a dream deferred: A new report shows the average first-time buyer is now 38 years old — well past the age many once expected to own ...
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