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The equity consideration has been a driving force behind the financial literacy course at Capital City Public Charter School, which serves a student body that is 64% Latino and 25% Black.
Developing an effective financial literacy curriculum requires careful consideration of the topic contents, teaching methods, implementation programs, and continuous evaluation. [12] [13] The issues of financial literacy are evolving globally due to changes in technology, economic conditions, and other socioeconomic factors. [12]
"The greatest danger in teaching financial literacy to high school students is not allowing financial institutions to lobby for influence on the curriculum," Michael H. Baker, a certified ...
The effectiveness of financial literacy classes has been long debated, but research shows that high school financial education improves credit and debt behaviors.
Taking Ownership of the Future: The National Strategy for Financial Literacy is a comprehensive blueprint for improving financial literacy in America, published by the Commission. This national strategy covers 13 areas of financial education and contains 26 specific calls to action. [2]
Financial literacy is the possession of skills, knowledge, and behaviors that allow an individual to make informed decisions regarding money. Financial literacy, financial education and financial knowledge are used interchangeably. [1] Financially unsophisticated individuals cannot plan financially because of their poor financial knowledge.
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