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2. Credibility theory - Wikipedia

   en.wikipedia.org/wiki/Credibility_theory

   The problem is then to devise a way of combining the experience of the group with the experience of the individual risk to calculate the premium better. Credibility theory provides a solution to this problem. For actuaries, it is important to know credibility theory in order to calculate a premium for a group of insurance contracts. The goal is ...

3. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

4. Insurance score - Wikipedia

   en.wikipedia.org/wiki/Insurance_score

   Insurance scoring models are built from selections of credit report factors, combined with insurance claim and profitability data, to produce numerical formulae or algorithms. A scoring model may be unique to an insurance company and to each line of business (e.g. homeowners or automobile), in terms of the factors selected for consideration and ...

5. What to know about creditable coverage - AOL

   www.aol.com/lifestyle/know-creditable-coverage...

   A person may delay Medicare enrollment as they may have other types of health insurance, known as creditable coverage. Read on for more. What to know about creditable coverage

6. How Exactly Do I Calculate My Average Value of Personal ...

   www.aol.com/finance/exactly-calculate-average...

   Insurance Tips. A financial advisor can be invaluable during the process of getting value out of your property and making sure you have all the insurance coverage you need. Finding a financial ...

7. What is an insurance claim and when should you file one? - AOL

   www.aol.com/finance/insurance-claim-file-one...

   The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...