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  2. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    If you supply additional information during the 30 days — like bank statements or letters from creditors — the credit bureau has another 15 days (45 days total) to complete the investigation.

  3. What is the credit repair organization act? - AOL

    www.aol.com/finance/credit-repair-organization...

    The Credit Repair Organization Act regulates credit repair companies. ... Writing goodwill letters to creditors: A goodwill letter is a formal request for a creditor to forgive a late payment or ...

  4. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    This simple letter requests that the credit bureaus seek proof of any specific debts from your creditors. If there are errors on your credit report, a dispute is part of the process of correcting ...

  5. Credit Repair Organizations Act - Wikipedia

    en.wikipedia.org/wiki/Credit_Repair...

    The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]

  6. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is not a credit dispute. A dispute asks a credit bureau to verify the accuracy of something on your credit report, while a goodwill letter asks creditors for leniency on a ...

  7. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Some Debt Settlement companies offer Credit Repair in their programs in order to erase some of the negative remarks on credit reports. Potential for lawsuits — Though few creditors wish to push borrowers toward bankruptcy (and perhaps government protection against all debts), there is always the possibility of a lawsuit whenever debts go ...

  8. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Write a goodwill letter: Ask the creditor to remove a negative mark as a one-time courtesy. Credit report clean-up services You don’t need to clean up your credit report on your own.

  9. File:Sample-letters-for-creditors-and-mortgage-companies.pdf

    en.wikipedia.org/wiki/File:Sample-letters-for...

    sample-letters-for-creditors-and-mortgage-companies.doc: Software used: Preview: Conversion program: Mac OS X 10.13.6 Quartz PDFContext: Encrypted: no: Page size: 612 x 792 pts (letter) Version of PDF format: 1.3

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