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2. Mortgage discrimination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_discrimination

   FHA loans, a federal mortgage program, went to the white majority and reached few minorities. In a study done in Syracuse, between 1996 and 2000, of the 2,169 FHA loans issued only 29 or 1.3 percent went to predominantly minority neighborhoods compared with 1,694 or 78.1 percent that went to white neighborhoods. [ 11 ]

3. Redlining - Wikipedia

   en.wikipedia.org/wiki/Redlining

   After Dukakis was elected, his new Banking Commissioner ordered banks to disclose mortgage-lending patterns by ZIP code. The suspected redlining was revealed. [ 34 ] Richard W. "Rick" Wise, a former community organizer who led the Boston organizing, has published a novel, Redlined , which gives a somewhat fictionalized account of the anti ...

4. Chicago Lawyers' Committee For Civil Rights Under Law v ...

   en.wikipedia.org/wiki/Chicago_Lawyers'_Committee...

   Chicago Lawyers' Committee For Civil Rights Under Law v. Craigslist , 519 F.3d 666 (7th Cir. 2008), [ 1 ] is a Seventh Circuit decision affirming a lower court ruling that Section 230 of the Communications Decency Act (CDA) provides immunity to Internet service providers that "publish" classified ads that violate the Fair Housing Act (FHA).

5. HFA loans: Everything you need to know - AOL

   www.aol.com/finance/hfa-loans-everything-know...

   FHA loans: More widely available than HFA loans. Lower credit score requirements. 3.5 percent down payment requirement. Lower credit score requirements. 3.5 percent down payment requirement.

6. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

7. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program for buying a home or refinancing. These loans come with fixed and adjustable-rate options, as well as ...

8. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   An FHA loan is a mortgage loan whose repayment is guaranteed by the Federal Housing Administration (FHA). The Act: Increased the FHA loan limit from 95 percent to 110 percent of area median home price up to 150 percent of the GSE conforming loan limit, or $625,000), effective January 1, 2009. Required a down payment of at least 3.5 percent for ...

9. Government National Mortgage Association - Wikipedia

   en.wikipedia.org/wiki/Government_National...

   FHA also was tasked with chartering and regulating a national mortgage association that would buy and sell FHA-insured mortgages. In 1938, Congress amended the act to create the Federal National Mortgage Association, more commonly known as " Fannie Mae ", to help mortgage lenders gain further access to capital for mortgage loans.