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  2. 9 smart ways for seniors and mature drivers to save on car ...

    www.aol.com/finance/ways-seniors-save-car...

    Mature drivers can often snag lower car insurance premiums and access special discounts that can put hundreds back in your wallet each year. Learn 8 proven ways to maximize savings on auto ...

  3. What you need to know about New Jersey car insurance laws - AOL

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    Before 2023, New Jersey’s required minimum coverage car insurance limits were among the lowest in the nation, so the state decided to increase them in two phases. The first phase rolled out in ...

  4. 10 Ways Seniors Can Cut Their Auto Insurance Premiums - AOL

    www.aol.com/10-ways-seniors-cut-auto-133010323.html

    Surprisingly, senior drivers may pay higher rates than younger drivers. Learn 10 sensible ways to drive rates back down. 10 Ways Seniors Can Cut Their Auto Insurance Premiums

  5. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    New Jersey’s minimum limits will increase again in January 2026, to 35/70/25 for liability and 35/70 for UM/UIM. PIP will remain at $15,000. ... What does a full coverage car insurance policy ...

  6. Driving without insurance in New Jersey - AOL

    www.aol.com/finance/driving-without-insurance...

    The average cost of car insurance in the Garden State is $2,547 for full coverage, which includes collision and comprehensive insurance, and $1,028 for state-mandated minimum coverage on a ...

  7. Auto insurance risk selection - Wikipedia

    en.wikipedia.org/wiki/Auto_insurance_risk_selection

    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government.

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