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2. How much can I borrow with a personal loan if I have ... - AOL

   www.aol.com/finance/much-borrow-personal-loan...

   However, there are lenders that cater to subprime borrowers that offer loan amounts ranging anywhere from $1,000 to $50,000. Keep in mind that the maximum amount offered will vary based on your ...

3. Alternative financial services in the United States - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial...

   The consumer finance industry (meaning branch-based subprime lenders) mainly came to fruition in the middle of the twentieth century. At that time, these companies were all stand-alone companies not owned by banks and an alternative to banks. However, at that time, the companies were not focused on subprime lending. Instead, they attempted to ...

4. Subprime lending - Wikipedia

   en.wikipedia.org/wiki/Subprime_lending

   v. t. e. In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) is the provision of loans to people in the United States who may have difficulty maintaining the repayment schedule. [1] Historically, subprime borrowers were defined as having FICO scores below 600, although this threshold has ...

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry lower interest rates than credit cards, which can make them more affordable for ...

6. Predatory lending - Wikipedia

   en.wikipedia.org/wiki/Predatory_lending

   Predatory lending is the practice of overcharging a borrower for rates and fees, average fee should be 1%, these lenders were charging borrowers over 5%. [19] Consumers without challenged credit loans should be underwritten with prime lenders. In 2004, 69% of borrowers were from subprime lending.

7. Understanding online marketplace lending - AOL

   www.aol.com/finance/understanding-online...

   Direct lenders vs. online lending networks. When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be ...