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We administer retirement programs for Michigan's state employees, public school employees, judges, state police, and National Guard members. This includes over 598,000 customers (approximately 288,000 active and 310,000 retired members).
The Michigan Office of Retirement Services administers two different retirement plans for State of Michigan employees: a Defined Benefit Plan and a Defined Contribution Plan. Use the information below to determine which plan(s) you belong to and the website link for that plan.
The retirement system provides competitive retirement and healthcare benefits and encourages you to take full advantage of them to plan for your future retirement. ORS manages the retirement system carefully to preserve it for you, your beneficiaries, and other future retirees.
Featured Information: Benefits Open Enrollment (BOE) for CY2025 will run from October 14, 2024 through November 1, 2024. BOE is your annual opportunity to enroll in or change your benefit elections for health, dental, vision, life, disability insurance, and flexible spending accounts (FSAs).
HMO ZIP Code Tool and Medicare Advantage Coverage Maps. HMO eligibility is determined by a member's residential ZIP code and/or county. The HMO Medicare Advantage (MA) Coverage Maps below will provide an at a glance overview of the counties that each carrier includes in their MA service area.
The Benefits for Life, the retiree-paid, optional coverage program offered through the state of Michigan offers you the opportunity to apply for coverage in key benefit areas. These offerings do not replace your state-sponsored benefit plans.
With all the changes taking place recently, the State Employees' Retirement System now has employees in multiple different Benefit Plans. Below you will find the Benefit Plan type, and description.
Welcome to the Michigan Office of Retirement Services (ORS) website for State of Michigan employees in the Defined Contribution (DC) Plan. ORS partners with Voya Financial to offer your DC Plan and help you save for retirement.
miAccount is ORS’ secure, online tool for managing your retirement account. You will use MILogin to access miAccount. As an active member with a pension benefit, miAccount will allow you to: Check your reported compensation and service credit (earned and purchased). Name beneficiaries. Create pension estimates.
Benefits are administered by the Michigan Office of Retirement Services (ORS), a division of Michigan's Department of Technology, Management and Budget. Eligibility Criteria. To qualify for a disability retirement, you must meet all the following conditions: