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  2. What is credit history? - AOL

    www.aol.com/finance/credit-history-220213029.html

    Your credit report contains input on your credit accounts and payments, and it helps establish your credit history. Your credit score is a numerical rating of your creditworthiness based on your ...

  3. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

  4. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Credit bureau(s) Full SSN required? Scoring model AnnualCreditReport.com: Annual full official report (one from each agency) [3] Equifax, Experian, TransUnion [3] Yes [3] No score provided CreditCards.com by Bankrate: Monthly full report [4] TransUnion [4] Last 4 digits only VantageScore 3.0 [4] CreditWise Capital by Capital One: Weekly full ...

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Length of credit history or "time in file" (15%): As a credit history ages it can have a positive impact on its FICO score. There are several metrics in this category, most significantly the average age of the accounts on a report and the age of the oldest account.

  7. Nearly 1 in 3 Americans Don’t Know Their Credit Score: Why ...

    www.aol.com/nearly-1-3-americans-don-170002189.html

    Build a credit history. “Having available credit — i.e., credit cards with available balance — will show you can be responsible with credit ‘utilization,’ and when you pay off your ...

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