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  2. The laws behind credit repair - AOL

    www.aol.com/finance/laws-behind-credit-repair...

    In addition, the FCRA entitles consumers to a free credit report from each of the three major credit bureaus once every 12 months, allowing you to stay informed about your credit health without an ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  4. Repair Your Credit Without Spending a Dime - AOL

    www.aol.com/repair-credit-without-spending-dime...

    Discover how to repair your credit at no cost. From disputing errors to negotiating with creditors, these steps can help you boost your score fast and free. Repair Your Credit Without Spending a Dime

  5. What are credit repair companies and how do they work? - AOL

    www.aol.com/finance/credit-repair-companies...

    Key takeaways. Credit repair consists of finding and fixing mistakes on your credit report to boost your score. You can do credit repair on your own for free, but it can be time-consuming.

  6. Credit Repair Organizations Act - Wikipedia

    en.wikipedia.org/wiki/Credit_Repair...

    The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]

  7. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Before standardization of credit scoring, statements of character were integral to credit reports well into the 1960s. [3] With credit reports containing probing details about personality, habits, and health, in the hearings on the Fair Credit Reporting Act lawmakers were troubled that individuals were helpless to clear up errors.

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