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2. What is full-coverage car insurance? - AOL

   www.aol.com/finance/full-coverage-car-insurance...

   With the average full coverage-car insurance policy costing a hefty $2,640 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars ...

3. Guest drivers and your insurance: Who's protected when ... - AOL

   www.aol.com/finance/auto-insurance-lending-car...

   How auto coverage works when lending your car. Your auto policy includes several types of car insurance coverage, each playing a specific role in protecting you and anyone who borrows your car ...

4. What are the different types of car insurance coverage? - AOL

   www.aol.com/finance/different-types-car...

   The types of auto coverage you choose to carry depend on your individual needs. To comply with the law, you must carry the minimum limits required by your state. However, most insurance ...

5. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Full coverage premiums are based on, among other factors, the value of the insured's vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured's vehicle, assuming that a rental car may be worth more than the insured's vehicle.

6. Usage-based insurance - Wikipedia

   en.wikipedia.org/wiki/Usage-based_insurance

   Coverage is based on other data collected from the vehicle, including speed and time-of-day information, historic riskiness of the road, driving actions in addition to distance or time travelled. The formula can be a simple function of the number of miles driven, or can vary according to the type of driving or the identity of the driver.

7. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Again, it is only available in certain states. A pedestrian struck by a vehicle is covered under that vehicles liability. Many states that do not have PIP have auto medical payments (AMP) coverage, and some states have both. AMP is also a first-party coverage, without regard to liability, but is only subrogable in a few states, and generally ...