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  2. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

  3. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

  4. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Real debt collectors must provide essential details during their first contact with you. This is called “debt validation” and is regulated under the Fair Debt Collection Practices Act (FDCPA).

  5. What to do about a bank account levy - AOL

    www.aol.com/finance/fight-creditor-account-levy...

    A creditor may place a bank levy on your account to collect on an unpaid debt. ... send a debt validation letter via certified mail. The letter should state that you dispute the debt’s validity ...

  6. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debtor has the right to request written validation of the debt; [33] A debtor may demand that the collector cease communication. [10] Section 809 of the Act directs that for disputed debts "the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt".

  7. What Is a Debt Validation Letter? Here’s What You ... - AOL

    www.aol.com/finance/debt-validation-letter...

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