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2. Getting a mortgage after bankruptcy: What you need to know - AOL

   www.aol.com/finance/getting-mortgage-bankruptcy...

   Applying for a mortgage post-bankruptcy is similar to a regular application — only with a few extra steps. That way, when your bankruptcy discharges, you’ll be on the road to homeownership. 1.

3. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

   www.aol.com/finance/mortgage-bankruptcy-4-things...

   VA Home Loan or FHA mortgage: two years If you’re itching to become a homeowner sooner rather than later, you may want to consider a government-backed loan, as those often come with shorter ...

4. American Home Mortgage - Wikipedia

   en.wikipedia.org/wiki/American_Home_Mortgage

   In 2007, it filed for bankruptcy and was liquidated. [2] [3] The company was focused on earning net interest income from self-originated loans and mortgage-backed securities, and through its taxable subsidiaries, from originating and servicing mortgage loans for institutional investors.

5. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Among the new mortgage loan types created and gaining in popularity in the early 1980s were adjustable-rate, option adjustable-rate, balloon-payment and interest-only mortgages. These new loan types are credited with replacing the long-standing practice of banks making conventional fixed-rate, amortizing mortgages.

6. Cram down - Wikipedia

   en.wikipedia.org/wiki/Cram_down

   U.S. bankruptcy law provides for an automatic stay of any legal process against debtors or their assets (except perhaps legal process involving criminal law or family law) while bankruptcy is pending, but because U.S. bankruptcy courts cannot cram down loans secured by primary residences, creditors are able to file motions for relief from the ...

7. When should I file for bankruptcy? - AOL

   www.aol.com/finance/file-bankruptcy-011643245.html

   Debt relief: Bankruptcy can discharge most unsecured debts, such as credit card debt, medical bills and personal loans. This can provide you with a fresh financial start. This can provide you with ...