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Payment is generally made to the user in the form of bank transfers, gift vouchers, online sites such as PayPal, bank checks, mobile recharges or online orders at the request of the user. Some cashback websites place a threshold on a customer's account such that a user may need to make several transactions in order to be able to receive a reward.
The rate includes a 0.5% bonus rate for the first 12 months from the account being opened. No interest will be paid on balances above £4,000. The new account can be opened in branch or online.
There has been controversy in the media and elsewhere about the bonuses paid to bank staff, [2] [3] especially since the bank bailouts and rescue packages paid by governments during 2008 following the financial crisis of 2007–08. [4] [5] This controversy has led to legislators seeking to restrict the way in which bonuses can be paid.
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