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2. Housing affordability index - Wikipedia

   en.wikipedia.org/wiki/Housing_Affordability_Index

   A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

3. Here's How Much of a Down Payment You Need to Buy a House - AOL

   www.aol.com/heres-much-down-payment-buy...

   Many mortgage lenders require a down payment, which can make it much harder to buy a home. But how big does this down payment really need to be? Find out here.

4. Can You Get Away With Making Less Than a 20% Down Payment on ...

   www.aol.com/away-making-less-20-down-120021432.html

   According to the National Association of Realtors, the average down payment for a first-time buyer in 2022 was 8% -- while repeat buyers put down an average of 19%. Making a down payment under 20% ...

5. Do I really need a 20 percent down payment for a house? - AOL

   www.aol.com/finance/really-20-percent-down...

   The median price for an existing home in the U.S. was $379,100 as of January 2024. A 20 percent down payment on a home at this price would come to $75,820. Regardless of price or loan type, though ...

6. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   This down payment may be expressed as a portion of the value of the property (see below for a definition of this term). The loan to value ratio (or LTV) is the size of the loan against the value of the property. Therefore, a mortgage loan in which the purchaser has made a down payment of 20% has a loan to value ratio of 80%.

7. Real estate economics - Wikipedia

   en.wikipedia.org/wiki/Real_estate_economics

   Real estate economics is the application of economic techniques to real estate markets. It aims to describe and predict economic patterns of supply and demand . The closely related field of housing economics is narrower in scope, concentrating on residential real estate markets, while the research on real estate trends focuses on the business ...