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Your bank account number: The second set of numbers after the routing number is your bank account number which lets the recipient know where the funds are coming from.
The Reference part can be subject to further restrictions when e.g. national reference numbers are converted from/to Creditor Reference format; in Finland the national reference number includes a single check digit by itself, and is limited to 4–20 characters in length. Example: RF18 5390 0754 7034 [In this example, the check digits are "18 ...
The giro centre then sends the giro transfer document to the payee, and an updated account statement to both the payer and payee. In the case of large utilities receiving thousands of payments per day, statements are sent electronically and incorporate a unique reference number for each payment for reconciliation purposes.
Payment card numbers are composed of 8 to 19 digits, [1] The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). [2]: 33 [3] The remaining numbers, except the last digit, are the individual account identification number. The last digit is the Luhn check digit.
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A typical British bank statement header (from a fictitious bank), showing the location of the account's IBAN. The International Bank Account Number (IBAN) is an internationally agreed upon system of identifying bank accounts across national borders to facilitate the communication and processing of cross border transactions with a reduced risk of transcription errors.
The number is 19 digits (in the format 672BBBBBAAAAAAAAAAL) and, for German cards, always starts 672. B is the shortened bank sort code of the issuing bank, A is the account number ("Kontonummer" on the front of the card) and L is the Luhn check digit. 93.129.197.8 00:55, 2 September 2012 (UTC)
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