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Modern touring bicycle with panniers. A pannier / ˈ p æ n i ər / is a basket, bag, box, or similar container, carried in pairs either slung over the back of a beast of burden, or attached to the sides of a bicycle or motorcycle. The term derives from a Middle English borrowing of the Old French panier, meaning 'bread basket'. [1] [2]
Berkshire Hathaway Travel Protection (BHTP) is a North American-based travel insurance company, headquartered in Stevens Point, Wisconsin.. Business lines include traditional travel insurance offerings for leisure travelers, a travel-agent errors-and-omissions insurance group, travel insurance underwriting for Managing General Agents (MGAs) and claims administration services.
A rear rack mounted on a bicycle for road use. A porteur-style front rack and rear rack with panniers on a utility bicycle. A luggage carrier, also commonly called a (bicycle) rack, [1] [2] is a device attached to a bicycle to which cargo or panniers can be attached. This is popular with utility bicycles and touring bicycles.
Travel insurance is an insurance product for covering unexpected losses incurred while travelling, either internationally or domestically. Basic policies generally only cover emergency medical expenses while overseas, while comprehensive policies typically include coverage for trip cancellation, lost luggage , flight delays , public liability ...
The Travelers Insurance Company was founded in Hartford by James G. Batterson, a stone contractor [12] who became aware for the first time of accident insurance for travelers (i.e., an early form of travel insurance) while traveling in England in 1859 from Leamington to London. [13]
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