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  2. Life insurance riders - AOL

    www.aol.com/finance/life-insurance-riders...

    Common life insurance riders include waiving your premium in the event of a serious illness or injury, adding covering for a minor child and the ability to access your death benefit if you are ...

  3. Insurance Riders: When to Say Yes to Extra Protection - AOL

    www.aol.com/news/2011-05-31-insurance-riders...

    Life Insurance Guaranteed insurability: A guaranteed insurability rider gives you the right to buy additional life insurance at certain future dates, without having to provide any medical updates ...

  4. Is a Life Insurance Rider Really Worth the Cost? - AOL

    www.aol.com/finance/life-insurance-rider-really...

    When buying life insurance, you may be offered the opportunity to add riders to the policy in order to expand your coverage. A guaranteed insurability rider allows you to increase your policy's ...

  5. Additional insured - Wikipedia

    en.wikipedia.org/wiki/Additional_insured

    In insurance policies, an additional insured is a person or organization who enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy. [1] [2] [3] The term generally applies within liability insurance and property insurance, but is an element of other policies as well. Most ...

  6. Guide to life insurance

    www.aol.com/finance/guide-life-insurance...

    Life insurance is designed to provide financial protection for your chosen beneficiaries. Term life insurance is generally affordable with coverage lasting 10 to 30 years, while permanent life ...

  7. Return of premium life insurance - Wikipedia

    en.wikipedia.org/wiki/Return_of_premium_life...

    Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...