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  2. Fed’s interest rate history: The federal funds rate from 1981 ...

    www.aol.com/finance/fed-interest-rate-history...

    The U.S. central bank then managed to hike interest rates 17 times between 2004 and 2006 — all of those increases in gradual, quarter-point moves — to a high of 5.25 percent. ... Fed interest ...

  3. The S&P 500's average annual return is around 10%, making the 12-month returns that follow rate cuts, on average, well below this bogey. And with the exceptions of 1974, 1989, and 2019, year-ahead ...

  4. History of Federal Open Market Committee actions - Wikipedia

    en.wikipedia.org/wiki/History_of_Federal_Open...

    The FOMC left rates unchanged the day after the Bankruptcy of Lehman Brothers. Official Statement: August 5, 2008 2.00% 2.25% 10–1 The Federal Open Market Committee decided today to keep its target for the federal funds rate at 2 percent. Official statement: April 30, 2008 2.00% 2.25% 8–2 The FOMC cut rates by 25 basis points.

  5. Depository Institutions Deregulation and Monetary Control Act

    en.wikipedia.org/wiki/Depository_Institutions...

    While S&Ls were freed to pay depositors higher interest rates, the institutions continued to carry large portfolios of loans paying them much lower rates of return; by 1981, 85 percent of the thrifts were losing money and the congressional response was the Garn–St Germain Depository Institutions Act of 1982. [5]

  6. Savings and loan crisis - Wikipedia

    en.wikipedia.org/wiki/Savings_and_loan_crisis

    The early 1980s saw a recession along with high interest rates, which stressed both thrift and other banking institutions considerably. [7] Negative net interest margins, due to the low interest earned on assets with high deposit interest expenses needed to retain deposits, caused a wave of thrift failures between 1981 and 1983. [1]

  7. We finally got a rate cut. Here’s what history says will ...

    www.aol.com/finance/finally-got-rate-cut-history...

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  8. How to know what a “good” interest rate is today - AOL

    www.aol.com/finance/know-good-interest-rate...

    Banking institutions in 2023 positioned their deposit offering for declining rates in 2024 and 2025. When a bank or credit union expects rates to move downward, it wants depositors in products ...

  9. A History of Money and Banking in the United States

    en.wikipedia.org/wiki/A_History_of_Money_and...

    A History of Money and Banking in the United States is a 2002 book by economist Murray Rothbard, released posthumously based on his archived manuscripts. [1] The author traces inflations, banking panics, and money meltdowns from the Colonial Period through the mid-20th century.