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  2. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844

  3. Credit management - Wikipedia

    en.wikipedia.org/wiki/Credit_management

    The role of credit manager is variable in its scope and a Credit Managers are typically responsible for: [1] Controlling bad debt exposure and expenses, through the direct management of credit terms on the company's ledgers. Maintaining strong cash flows through efficient collections.

  4. Everything you need to know about credit utilization ratio - AOL

    www.aol.com/finance/everything-know-credit...

    Most credit experts advise keeping your credit utilization below 30 percent to maintain a good credit score. This means if you have $10,000 in available credit, your outstanding balances should ...

  5. Chartered Institute of Credit Management - Wikipedia

    en.wikipedia.org/wiki/Chartered_Institute_of...

    The company is a company limited by guarantee and its goal is to raise the professional standards operating in credit management, to increase awareness of its importance as a management tool to members of the public, and to establish a hardship fund for the benefit of members or former members who are in conditions of need, hardship or distress.

  6. Banking regulation and supervision - Wikipedia

    en.wikipedia.org/wiki/Banking_regulation_and...

    The internal control report must include: a statement of management's responsibility for establishing and maintaining adequate internal control over financial reporting for the company; management's assessment of the effectiveness of the company's internal control over financial reporting as of the end of the company's most recent fiscal year ...

  7. Credit risk - Wikipedia

    en.wikipedia.org/wiki/Credit_risk

    The Standard & Poor's Guide to Measuring and Managing Credit Risk. McGraw-Hill. ISBN 978-0-07-141755-6. Darrell Duffie and Kenneth J. Singleton (2003). Credit Risk: Pricing, Measurement, and Management. Princeton University Press. ISBN 978-0-691-09046-7. Principles for the management of credit risk from the Bank for International Settlements